What is a Chronic Special Needs Plan?

Larry Hurwitz Advice, Announcement, Lifestyle

A Chronic Special needs plan or C-SNP is a plan that restricts enrollment to individuals with specific severe or disabling chronic conditions. Currently, CMS (center for Medicare and Medicaid Services) has approved fifteen C-SNP-specific chronic conditions that are eligible for enrollment. If I qualify, what would be the advantage of …

5 Heart Healthy Tips

Larry Hurwitz Advice, Lifestyle

Heart disease is the leading cause of death for both men and women, according to the Centers for Disease Control and Prevention. This month, the American Heart Association is bringing more awareness to this worrisome statistic by celebrating American Heart Health Month. Over 47% of Americans have at least one …

The More Money to See Your Doctor, the Less You’ll Go, Even if you Have a Chronic Condition Such as Diabetes or Heart Disease

larryh Advice, Announcement, Lifestyle

According to the American Diabetes Association those with deductibles, both low ($1,000-$2,400) and high (greater than $1,000/$2,400) had a significant reduction in visits to both their Primary Care Doctors and Specialist- this decrease in service is especially pronounced for those with lower incomes. Those with chronic illness are the last …

Major Problems of Repeal without Replacement

Larry Hurwitz Advice, Announcement, Lifestyle

The Senate has taken a major step to unhinge the Affordable Care Act (ACA) through Budget Reconciliation. Budget Reconciliation can be passed by a simple majority and cannot be filibustered; in favor of Republicans who hold 52 of the 100 seats. On Saturday, January 14th, House Republicans voted 227-198 and …

10 Healthy New Year’s Resolutions 2017

larryh Advice, Lifestyle

2017 is here and it’s time to start working on your New Year’s resolutions. Whether it’s setting personal goals for your health and wellness or setting financial goals for your work life, every New Year’s resolution is a valuable part of your overall wellbeing. At Benefit Packages, our team works …

From the Founder: Repeal & Replace Healthcare 2017

Larry Hurwitz Advice, Announcement

With the advent of the Trump Administration, the future of the Affordable Care Act looks bleak at best. Unfortunately, the promise of both affordability and choice of doctors while hopeful fell short for most. A large portion of the new rank of insured are now on Medi-Cal, as the eligibility …

5 Ways to Destress Now

Larry Hurwitz Advice, Announcement, Lifestyle

How do you feel stress? For some it may be a rapid heartrate, brain fog, anxiety, panic or fear, but for others stress can make you feel like you are invincible and that you can’t stop working or producing. Stress can be a wicked disorder that makes you feel productive, …